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Consolidated vs consolidating

Going back to its roots, South East Bank decided that a refinancing and consolidation product that was available to a broader market could help many of its student loan borrowers payoff their debt. The company offers variable rates as low as 2.69% and fixed rates as low as 3.09%.

At this time, ELFI offers 5, 7, 10, 15, and 20-year term length options.

How did So Fi cement itself as the leader in the industry? As of this writing, So Fi currently offers refinancing rates as low as 2.58% for variable rates and 3.25% for fixed rates.

The rates cap out at 7.07% and 7.25%, respectively.

So Fi can complete the entire process from end to end in as little as a month. You’ve probably never heard of ELFI, and neither had we until recently.

ELFI was actually just launched by South East Bank in November of 2015 and provides student loan refinance options online.

All of these companies have been vetted by The Student Loan Report team for product quality, security, and customer experience.

After you’ve been pre-approved online, you will be asked to select your new loan options.

Then, you will be required to upload supporting documents so that So Fi can verify your income and education.

These are some of the lowest student loan refinance rates in the industry.

Members can choose from variable and fixed rates with term lengths of 5, 10, 15, and 20 years.

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Consolidated vs consolidating introduction

Consolidated vs consolidating

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